Utah Car Insurance Quotes - Whether you've just bought a new car, want to replace an insurance carrier or just shop around, getting an online car insurance quote from Liberty Mutual is safe, fast and easy.
What information do I need?
Your time is important, and we will try to contact you through the citation process as soon as possible. In many cases, we may auto-fill your vehicle information based on public records, but to make it easier, we recommend that you have the following information nearby:
� Your current policies (if any) - this is helpful as a reference so you know what coverage you have right now
� Driving records information from the last five years (including accidents, violations, and claims) to all the drivers you want to include on your policy
� Driver's license number
� Your car, model and year, as well as Vehicle Identification Number (VIN)
� Read the odometer for each car you want for an insurance quote
� The location of your vehicle is usually parked
What factors will affect my score?
When you request a car insurance quote online, there are three main factors when your tariff is calculated:
� Your vehicle: A more expensive car is to repair or replace, the more it costs to be insured. The safety features of your vehicle can help lower your car insurance quotes, because of how often you drive a car and what type of driving is used for (business or personal).
� Your address: The residence and parking of your vehicle will affect your car insurance quotes.
� Your Driving Note: Having fewer incidents like accidents, offenses or claims moving in your driving record will help lower your interest rate.
If you already have a car insurance policy and compare new auto insurance quotes to determine what's best for you, make sure that you compare scope, limitations and deductible amounts. In most cases, Liberty Mutual can provide multiple auto insurance quotes, all of which can be customized to meet your car insurance needs.
What coverage is best for me?
When purchasing a car insurance policy, you want to make sure that you get the coverage you need to fit your specific situation. You can learn more in our Car Insurance Coverage section. If you're not sure what kind of coverage you need, try using our Car Insurance Coverage Calculator. This easy-to-use tool lets you review different levels of car insurance coverage to help you determine what best suits your needs.
What if I need to talk to someone?
If you need help during the online bidding process, we have an extensive online help center, as well as real-time chat features. But of course, you can always give us a phone call or contact Local Agent to get the same insurance offer experience.
Utah Auto Insurance-Before You Hit The Road
Utah is probably best known for its rugged and diverse geographical features, such as the Great Salt Lake, the Arches National Park, and the Colorado Plateau. One of the best ways to appreciate Utah's magnificent scenery is to drive one of its 27 scenic scenes, such as the Logan Canyon Scenic Byway, the Mirror Lake Scenic Byway, the Trail of the Ancients and Highway 12. But before you can get to the road to experience all that it has to offer Utah, you need to make sure you have the right Utah car insurance in your vehicle. Start free UT car insurance quote online now.
Motor Vehicle Insurance Requirements in Utah
All Utah drivers must bring proof of car insurance and give it to law enforcement officers on request. The following minimum coverage is required in Utah:
� Liability for Physical Injury: $ 25,000 per person and $ 65,000 per accident
� Liability for Property Damage: $ 15,000 per accident
� Personal Injury Protection: $ 3,000 per accident *
� Uninsured drivers: $ 25,000 per person and $ 65,000 per accident **
� Underinsured Motorist: $ 25,000 per person and $ 65,000 per accident **
� The "loss of income" portion of Personal Injury Protection (PIP) coverage may be rejected in writing.
** Uninsured and insured covers can be rejected in writing.
Driving Law of Utah Teen
Beginning at age 15, teenagers become eligible to get a Utah student's clearance, allowing them to drive with an approved instructor or a licensed parent or guardian. Beginning at age 16, if the driver has held the student's license for at least 6 months and has completed at least 40 hours instructing the driving (at least 10 nights), they are entitled to apply for a driver's license from Utah. No driver under 17 (either a student license holder or a SIM holder) may drive between midnight and 5 am, except under certain conditions.
Drive around the Utah Bonneville Salt Flats enclosure
One of unique geographical features in Utah is the Bonneville Salt Flats, which can be seen along the I-80 between Salt Lake City and Wendover, NV. The region was designated as the Area of Critical Environmental Concern in 1985, due to its unique geological, historical, and aesthetic qualities.
To help maintain a salt enclosure, be sure to stay on the road while driving through the area. Off-road surfaces may seem solid, but most are just a little salt crust over soft mud and are easily damaged, especially when wet. In addition, saltwater is highly corrosive and can cause damage to the electrical system in your vehicle. So preserve Utah's geographical history (and your vehicle) by sticking to the designated vehicle
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